Terms and Conditions

2. Description of Services

Patrimoine360 provides AI-driven data analysis and decision-support tools intended to assist businesses managing liquid capital. The Services are provided on an "as is" and "as available" basis. Outputs generated by the Services are informational in nature and do not constitute financial, legal, investment, tax, or professional advice of any kind. Users remain solely responsible for decisions made using information derived from the Services.

3. Eligibility

The Services are intended for use by businesses and individuals acting in a business capacity. By using the Site, you represent that you have the legal authority to enter into these Terms on behalf of yourself or the entity you represent, and that you are of legal age to form a binding contract.

4. Account Registration

Certain features of the Services may require the creation of an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Patrimoine360 reserves the right to suspend or terminate accounts that contain inaccurate information or that are used in breach of these Terms.

5. Acceptable Use

You agree not to use the Site or Services to:

• Violate any applicable law, regulation, or third-party right;
• Attempt to gain unauthorised access to any system, network, or data;
• Reverse engineer, decompile, or otherwise attempt to extract the underlying methodology of the Services;
• Upload malicious code or interfere with the normal operation of the Site;
• Resell, sublicense, or redistribute the Services without prior written consent from Patrimoine360.

6. Intellectual Property

All content, software, design elements, trademarks, and materials made available through the Site and Services are the property of Patrimoine360 or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials except a limited, non-exclusive, non-transferable licence to access and use the Services in accordance with these Terms.

7. Fees and Payment

Where the Services are offered on a paid basis, applicable fees, billing cycles, and payment terms will be presented at the point of purchase or in a separate order form. Fees are generally non-refundable except where required by law or expressly stated otherwise. Patrimoine360 reserves the right to modify pricing with reasonable prior notice to existing customers.

8. Data and Analysis Disclaimer

The Services rely on data provided by users and third-party sources, as well as automated analytical models. Patrimoine360 does not guarantee the accuracy, completeness, or timeliness of any output and disclaims all liability for decisions made in reliance on such output. Users should independently verify any information before acting on it, particularly in relation to financial or capital-related decisions.

9. Third-Party Links and Services

The Site may contain links to third-party websites or integrate with third-party services. Patrimoine360 does not control and is not responsible for the content, policies, or practices of any third party. Inclusion of a link does not imply endorsement.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Patrimoine360 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or business opportunity, arising out of or in connection with your use of the Services, even if advised of the possibility of such damages. Patrimoine360's total aggregate liability arising from these Terms shall not exceed the amount paid by you for the Services in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Patrimoine360, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your breach of these Terms or your misuse of the Services.

12. Termination

Patrimoine360 may suspend or terminate access to the Services at any time, with or without notice, if these Terms are breached or if required for operational, security, or legal reasons. Upon termination, provisions of these Terms that by their nature should survive will remain in effect, including intellectual property, disclaimers, and limitation of liability clauses.

13. Changes to These Terms

Patrimoine360 may revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date at the top of this page. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Patrimoine360 is registered, without regard to conflict of law principles. [Insert specific governing law and jurisdiction clause as applicable.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

Questions regarding these Terms should be directed via the contact details provided on the Contact page of this Site.